How to get my approved loan?

How to get my approved loan?

Your loan profits will be credited automatically to your payroll account and you may get an SMS alert from 2346.

Can I be charged for my SMS needs? All SMS needs and verification with proper structure are COMPLIMENTARY for world and Smart.

What the results are I still be charged if I sent an incorrect syntax, will? Yes. All SMS with wrong format or from mobile figures that have been perhaps perhaps not signed up for the system are charged P2.50 per text, for world, Smart and Sun customers.

exactly just How am I going to understand if my SMS availment is authorized? After giving an SMS availment demand, you are going to get an answer from 2346 approval that is indicating of demand.

Are there any full instances when SMS availments had been disapproved? Yes. SMS will likely to be rejected or disapproved if:

  • Cellphone number is certainly not registered
  • SMS structure is wrong
  • Business contract is ended
  • Required amount surpassed restriction into the consumer
  • Client has a loan availment that is existing
  • With space in Salary Credits within half a year
  • Client has resigned through the business

Do you know the reminders that i have to bear in mind to make sure that my availment will become successful? Please make certain that the after things are followed properly:

  • Text the most suitable initial keyword: SBCSALAD space AMOUNT space # OF DEDUCTIONS
  • Text the proper keyword for agreement/approval:SBCSALAD CONSENT
  • Forward message to 2346.
  • Make use of the mobile quantity that is signed up for SALAD.
  • Make sure the mobile quantity has a regular load with a minimum of P2.50.

We delivered my SMS syntax demand precisely but would not get any response. Just What must I do? You might phone our customer support Hotline at 8887-9188 or e-mail email protected for further support.

Report the incident:

  • Keyword sent
  • Date of SMS
  • Period of SMS
  • Cellphone Quantity
  • Or perhaps simply offer the screenshot associated with the message

Ask for modification of mobile quantity enrolled in SALAD, please call customer care Hotline at 8887-9188. Allow 3 banking times to process your demand.

Exactly just What I still avail of SALAD if I lose my mobile number, can? Yes. Just ask for an alteration of one’s mobile quantity through our customer care Hotline at 8887-9188. Please enable 3 banking times to process your demand

What I use both to avail of SALAD if I have 2 mobile numbers, can? No. Our SALAD system will simply connect you to definitely one (1) mobile number

If my ATM card gets lost or taken, may I still avail of SALAD? Yes. Even minus the ATM Card, your authorized SALAD availment will nevertheless be credited to your payroll account. Nonetheless, we urgently encourage you to definitely go to the SBC Branch nearest both you and request for an ATM Card substitution to permit you access that is immediate the funds.

What goes on if my income is inadequate to cover for my amortization? Should your income is inadequate for the amortization quantity, the repayment are considered “Missed” amortization. This is deducted from the payroll that is next in addition to the total amount due for the current cut-off PLUS an extra “late payment cost” amounting to P125 per missed re payment when you look at the period for the loan. After loan readiness, a hard and fast charge of P250 will apply every month.

We missed my amortization final payroll, am I able to spend on the countertop? Yes. You possibly can make a non-prescription (OTC) re re re payment in almost any safety Bank Branch nearest you. Kindly be sure to do the annotated following:

  • Utilize the BILLS PAYMENT slip
  • Indicate re payment is for SALAD
  • Indicate your amortization that is monthly plus
  • Indicate your enrolled number that is mobile

In case there is standard, a text is supposed to be provided for you for reminder.

Do we get a discount or perhaps a waiver of fees if we missed my loan re re payment? No. Our belated re re payment fees are fixed.

Just just exactly How can I determine if We have missed re re payments? Our SBC Collections Team will coordinate to you via phone, SMS, Letter and E-mail or during your HR agent.

Can I have the ability to see my SALAD deductions in my own payroll account? Yes. SALAD deductions is seen into the payroll account. Though it isn’t mirrored regarding the client’s spend slide considering that the re re re payment technique is via Automatic Debit Arrangement (ADA) from payroll credits.

Exactly exactly What I terminate my Salary Advance if I have the money to pay-off my loan, can No. Pre-termination is certainly not permitted under Salary Advance.

We currently paid 50% of my loan, could I straight away re-avail Salary Advance? No. Re-availment is permitted upon complete payment of existing loan.

We paid 100% of my loan, whenever am I able to re-avail? Please enable three (3) banking times after your last re payment due date before re-availing SALAD.

How can I deactivate my Salary Advance? Fill-out the Letter of Intent to Deactivate SALAD Enrolment. View here to download the page, fill out of the details, and deliver to email protected . Processing time is 1 day time.

Essential reminder: you are able to simply be permitted to deactivate your SALAD account should this be in status of ACTIVE.

How to re-avail? Re-availment procedure is comparable due to the fact means of your first Availment. You can just text:

SBCSALAD space AMOUNT space # OF DEDUCTIONS to 2346 and proceed with the succeeding SMS guidelines.

Where could I phone if i wish to ask questions that are further Salary Advance? You may phone our customer support Hotline at 8887-9188 or e-mail email protected for further support. Please make sure that you have the details that are following hand:

  • Payroll account number
  • Mobile phone quantity signed up for Salary Advance
  • Description of problem or grievance



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